Announcement PDF Plenti Group Limited ABN 11 643 435 492 15 October 2026 ASX RELEASE Plenti prices record $450m PL & Renewable ABS Plenti Group Limited (Plenti) announces the pricing of a $450m asset-backed securities (ABS) transaction backed by personal loans and renewable energy receivables (the Plenti PL & Renewable ABS 2026-2). This is Plenti’s third ABS transaction for 2026, seventh PL & Renewable ABS and fourteenth ABS overall. The ABS structure was rated by Moody’s, with the strength of the credit performance and underlying borrower profile reflected in the reduced credit support requirement for the A tranche of 18.50% from 20.00% in the PL & Green 2026-1 ABS executed in February 2026. At $450m, this is the largest PL & Renewable ABS transaction issued by Plenti. It achieved a strong pricing outcome in a challenging market environment with ongoing geopolitical instability, uncertainty ahead of the US mid-term elections and concerns over European government debt. The weighted average margin on the transaction was 1.33%, second tightest of any Plenti PL & Renewable transaction to date, behind only the PL & Green ABS 2026-1. ABS transaction structure Note class Issuance Amount (A$m) Initial credit support1 Moody’s ratings Margin over 1-month BBSW A 366.75 18.50% Aaa (sf) 1.15% B 29.25 12.00% Aa2 (sf) 1.50% C 16.20 8.40% A2 (sf) 1.60% D 9.00 6.40% Baa2 (sf) 1.80% E 10.35 4.10% Ba1 (sf) 3.10% F 13.50 1.10% B2 (sf) 4.40% G12 2.70 0.50% G22 2.25 Total 450.00 1. Credit support refers to the proportion of total notes which are subordinated to the relevant class of notes 2. The Class G notes are retained by Plenti Commenting on the transaction, Selena Verth, Plenti’s Chief Financial Officer, said: “We are delighted to have completed this $450m personal loan and renewable energy ABS transaction, which takes Plenti’s lifetime ABS issuance to over $5.8bn. “In very busy and challenging global debt markets, it was pleasing to see strong support from our long-term relationship investors which, together with participation from a number of new investors, allowed us to achieve an attractive pricing outcome.” The transaction is expected to settle on or around 22 October 2026, subject to satisfaction of customary conditions precedent. National Australia Bank acted as arranger and National Australia Bank, Bank of America and Westpac acted as joint-lead managers. This release was approved by Plenti’s Chief Financial Officer. For more information please contact: Selena Verth Chief Financial Officer shareholders@plenti.com.au Paolo Luzzani Treasurer About Plenti Plenti (ASX: PLT) is a high-growth, profitable and cash generative digital lender with a $3bn+ prime consumer and commercial loan portfolio. Plenti provides faster, fairer loans by leveraging smart technology. We offer award-winning automotive, renewable energy and personal loans, delivered through our proprietary technology, to help creditworthy borrowers bring their big ideas to life. Since Plenti’s establishment in 2014, loan originations have grown consistently, supported by diversified loan products, distribution channels and funding, and underpinned by exceptional credit performance and continual innovation. For more information visit plenti.com.au/shareholders.